WE ARE ROUNDLEAF

A Debt Settlement Company

We are your partner in education, performance, and financial freedom. We help you, RESET and REBUILD, so you can REFOCUS on your financial goals.

WHY TRUST US

Debt Settlement Services

Debt Settlement Services

If you struggle to manage all of your debt obligations, you may benefit from settling your debt. Debt Settlement services can reduce mounting interest and fees.

Debt Management

Debt
Management

Debt
Management

We help you determine what debt needs attention first, to optimize what you owe to become debt-free faster. We help you with a debt management plan. LEARN MORE
Personal Budgeting

Personal
Budgeting

Personal
Budgeting

We help you determine what debt needs attention first, to optimize what you owe to become debt-free faster. We help you with a debt management plan. LEARN MORE
Wealth & Resource Planning

Wealth & Resource Planning

Wealth & Resource Planning

We help you determine what debt needs attention first, to optimize what you owe to become debt-free faster. We help you with a debt management plan. LEARN MORE
Credit Education & Guidance

Credit Education & Guidance

Credit Education & Guidance

We help you determine what debt needs attention first, to optimize what you owe to become debt-free faster. We help you with a debt management plan. LEARN MORE
Debt Settlement

Debt Settlement

Debt Settlement

We help you determine what debt needs attention first, to optimize what you owe to become debt-free faster. We help you with a debt management plan. LEARN MORE

Our 5-Step
Debt Relief
Process

1. Discovery

– Your situation and goals
– Your professional credit report
– Budget and resource options

2. Reset

– Eliminate Debt
– Reduce Expenses
– Increase Cash Flow

3. Rebuild

– Improve Credit Scores
– Increase Savings
– Optimize Income

4. Refocus

– Reach Your Financial Goals
– Qualify For Better Financing
– Improve Your Quality of Life

5. Review

– Evaluate and Manage Goals
– Identify New Challenges
– Develop Opportunities
Our Solutions

Our Solutions

Reset Your Debt

Reset Your Debt

Reset your debt, cut your expenses, lower your monthly payment, and eliminate your stress

Rebuild Your Credit

Rebuild Your Credit

Rebuild your bad credit ratings, create more savings by eliminating multiple debts, and build a strong future

Refocus Your Capital

Refocus Your Capital

Refocus your capital, restore your wealth, and improve your life without consumer debt

Our customers have said…

“…After less than a year I’m proud to say, I just qualified for a home loan…during Covid. Roundleaf knocked out my debt and I was able to boost my credit score. Did I mention I have better spending habits now too?”

Mey Lyn M.
Mey Lyn M.
Panorama City, Los Angeles, CA – YELP

Our customers have said…

“…I used Roundleaf to help pay off my overwhelming Credit Card debt. I worked closed with Richard. I had a great experience and really appreciated how quickly he responded to any of my needs/concerns and questions. Especially during Covid when I wasn’t working, Richard was able to be flexible and reasonable with so many unforeseen obstacles. I highly recommend Roundleaf!”

Erin Q.
Santa Clara, CA – YELP
Our Values

Partnership

We foster collaboration between our employees, clients, and service providers to reach sustainable goals. We aim to encourage initiative, embrace innovation, and create positive change.

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About Roundleaf
About Roundleaf
LEARN MORE

Our Vision

Helping people achieve their most important financial goals through educated decision making. We seek to understand first, provide options, and enable our customers to decide what is best for their needs.

Our Purpose

Improving the quality of life by building goal-oriented relationships. We believe we can make a huge difference by working closely with our customers to reach their goals. We take the time to understand their aims and aspirations, embrace their needs, and develop an achievable plan to be accountable for each goal.

From Our Blog

5 Bad Money Habits That Can Lead to Financial Uncertainty
Do you ever keep track of how much you spend and where you spend it? Have you noticed a pattern in your spending? Money habits can be the reason we fall into financial uncertainty.  Bad money habits can happen to anyone, especially myself. One year I spent a total of $600 dollars at Starbucks just […]
The Math Behind the Minimum: The True Cost of Minimum…
Most credit card companies keep their exact algorithms for determining minimum payments under wraps. However, there are whole threads of research by mathematicians and statisticians who try to break down the math behind the minimum, using the Bond Valuation Formula. Quite simply, it is: ?=?(1+?)+?(1+?)2+…+?(1+?)?=?∑?=1?(1+?)−? Got it? If that’s slightly ahead of your high-school-level calculus, […]

Our Customers Frequently Ask…

  • Discovery is designed to help you make an informed decision and for us to determine what programs you qualify for. We will dive deeper to understand your goals and situation, review your professional credit report, and create your financial snapshot to review options. We value your time. The free consultation lasts only 45-60 minutes and can be conducted via phones, videos, or face-to-face, as per your schedule. Get Started!
  • It will take about 45-60 minutes.
  • Firstly, there is no one universal number to quantify the credibility of potential finance applicants. Different Credit Rating Agencies (CRA) evaluate credit risks through complex formulas involving multiple criteria varying from payment history, credit utilization, affordability, electoral roll registration, and many more. FICO designates 850 (100%) as the “perfect” score, and anything above 700 is considered “good.”
  • Debt consolidation is the act of taking a new loan to pay off other loans, liabilities, and consumer debts, in effect bringing (or “consolidating”) all unsecured liabilities under one roof. The larger debt usually comes with better pay-off terms, including low interests, low monthly installments, and more. Reset your debt with our program.
  • The two most common debt consolidation approaches are 1) through a Debt Consolidation Loan, and 2) with a Balance Transfer Card. Both of these require authorities to make hard inquiries on your credit, which impacts your credit score in the short term. The considerable dip in monthly payments also hurt it. But this short-term damage to the credit score can be repaired by staying up-to-date on the payments of your new loan. In the long term, as long as you reduce your overall debt and remain current on repayment, your credit score will improve.
Our Customers Frequently Ask…